Required by most insurance carriers for homes over 25 years old. Get your inspection completed quickly with same day report delivery.
Book Your 4-Point InspectionInsurance companies use 4-point inspections to assess the risk of insuring older homes. By evaluating the four primary systems, they can determine the likelihood of a claim and set premiums accordingly, or decide whether to offer coverage at all.
Risk Assessment
Insurers need to know the condition of critical systems before underwriting a policy on older properties.
Premium Calculation
The inspection results directly influence your insurance premium. A clean report can mean significant savings.
Coverage Eligibility
Many carriers in Florida will not issue or renew a policy without a current 4-point inspection on file.
24h
Same-day report delivery
Our certified inspectors evaluate four critical systems that insurance carriers require for coverage on homes 25 years and older.
We assess the age, condition, and functionality of your heating, ventilation, and air conditioning units, including ductwork, filters, and safety controls.
Our inspector evaluates the main panel, wiring type, and overall electrical safety, identifying outdated or hazardous systems that could affect insurability.
We identify the pipe material, check for active leaks, and evaluate the water heater, all factors that insurers use to assess potential water damage risk.
The roof is the most critical factor in most insurance decisions. We assess the roofing material, estimated remaining life, and any visible damage that may affect coverage.
We proudly serve homeowners, buyers, and real estate professionals throughout Miami-Dade, Broward, and Palm Beach counties.
Don't see your city? Contact us, we likely cover it.
3
Counties
Covered
Most reports are delivered within 24 hours. Schedule your 4-point inspection today and keep your coverage on track.
Book Your 4-Point InspectionTrusted by 5,000+ South Florida Homeowners · Licensed & Insured · Same-Day Reports Available
